> For the complete documentation index, see [llms.txt](https://docs.cloud-halo.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.cloud-halo.io/finops/savings-ledger.md).

# Savings ledger

The savings ledger helps teams track whether optimisation work has produced measurable results.

## How savings are created

Savings entries are created from resolved recommendations. After a recommendation is marked resolved, Cloud Halo can compare later spend with the earlier baseline for the related subscription, service, resource group, tag, or resource.

## Savings statuses

Savings can be reviewed as:

* Pending: the action was taken, but there is not enough later spend data yet
* Confirmed: later spend supports the expected saving
* Disputed: the saving needs review because spend did not move as expected or the baseline is no longer representative

## What to review

Open the savings ledger and review:

* Recommendation title
* Related subscription or cost dimension
* Estimated savings
* Measured savings
* Status
* Resolution date
* Notes and supporting context

## Good practice

Review the ledger during monthly cost reviews. Confirm entries that match actual outcomes, dispute entries that need more context, and use notes to explain major business changes such as migrations, launches, or seasonal workloads.

For MSPs, use the ledger as evidence for client service reviews and monthly executive reports.

The ledger is designed to make confirmed, pending, and disputed savings easy to review without relying on spreadsheets.


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